Meet PJ Harris
Feel free to explore our web site and take advantage of what it offers. Our intent is to provide you another means of communication with us. We recognize the power of the Internet and the benefits of using this powerful tool. However, we don't believe that a computer or the Internet will ever be able to listen to you and advise you in a way that fits your exact set of circumstances.
Please call us so that we can discuss all the options and together we can choose the option that best suits your needs.
Our process is smooth and simple from start to finish:
- Talk with me. I will work with you to help you determine your financing options and answer all your questions.
- Apply Online. Complete your mortgage application at your convenience through our online application.
- Work together through final approval. From the time your application is received, I work with you to ensure you move through the process checkpoints to final approval.
- Closing on your loan. Prior to loan closing, I will review the Closing Disclosure, funds needed and documentation to bring to close with you. On closing day the final documents are signed at the title company and you receive the keys to your new home!
Home Financing Calculators
- Should I refinance?
- How much will my fixed rate mortgage payment be?
- How much will my adjustable rate mortgage payments be?
- How much will my payments be for a balloon mortgage?
- Should I rent or buy?
- Which mortgage is better for me?
- How much will I save by increasing my mortgage payment?
- How much mortgage might I qualify for?
- How much home can I afford?
- Should I consolidate my loans?
We would like to express our sincere gratitude for all of your hard work and excellent advice! You were so easy to work with and always put us at ease during this first time process!
…having a banker like you who was always available and so willing to work with us made everything more comfortable and the process very smooth. Purchasing our first home was stressful at times…but it all came together...
We never expected to meet someone so special and to gain a friend when we applied for a home loan. But we did! Thank you so much for everything with the house. I’m sure we will be thanking you more in the future.
I wanted to take a moment to thank you for all you have done to make my new home a reality. Your professionalism, pleasantness, willingness to jump through the last minute hoops, and your dedication to your client did not go unnoticed or unappreciated. While I know it is “your job”, it became apparent very early on that you truly were an advocate for me and a joy to work with.
Thank you, all of you, for your efforts and successes on our behalf. You are an amazing team and I have enjoyed working with you.
PJ is great to work with. She helped us with the purchase of our condo. PJ and her colleague Brandie have been instrumental to our ability to get our affairs in order AND understand the many pages of paperwork we are filling out. They've answered our questions nearly every hour of the day/night and even on the weekends. The financing is stressful, but they helped us to save money, understand our options, and choose a loan that works for us now and in the future.
I felt comfortable with you and your team since the first time we met. Your level of expertise and service are unheard of.
I am writing to you on the occasion of making my first refinanced mortgage payment. Wahoo, I’ve never been so happy to make a mortgage payment. As I keep saying to you, I have kind of been waiting for something frustrating and unhelpful to happen in this process. Well, the papers are all official, my first payment is in, and it appears that you have accomplished what I didn’t think could happen. In stark contrast to my previous experience with my bank of nearly 3 decades, you made this experience easy, understandable, fast, and kind of fun—or at least very gratifying, I am so pleased with the rate we were able to achieve. As you know, my sister is a huge fan of yours, given her positive experience, but working with you honestly exceeded my expectations. Please extend my thanks to Brandie too. She was so efficient and helpful. I have been telling my friends about my experience with you, so hopefully I will send some more business your way as another expression of my gratitude. Thanks again!
PJ, I just wanted to let you know that after dealing with other financial people, I appreciate you and your colleagues promptness and professionalism 100 times more than I already did! My sisters hope to go in to real estate investment so I will make sure they go through you!